Implementation Guide

Report PDF

Appendix B-1, page 28

The URAR is a dynamic report with sections (black tabs) that vary based on information contained in the Appraisal. This data-driven, flexible, and dynamic structure for appraisal reporting will replace the legacy appraisal forms listed above. See Appendix E - Report Style Guide, which includes specifications for the overall design elements that apply to all pages of the Uniform Residential Appraisal Report.

The organization of the report PDF is laid out in a four-level hierarchy of information, each with defined headings and style.

At the highest level, there are sections that appear in a black rounded tab with white lettering. This will repeat at the top of each page and will be followed by "(continued)" if a section goes onto another page.
Next are subsections that are defined by a gray bar and indicate a grouping of information contained within each section.
Labels are bolded.
Sub-Labels are not bolded.

Two subsections display within most sections to allow for additional commentary to be provided to support the conclusion of value as well as exhibits such as images, maps, etc.

This table shows the sections of the URAR and when they appear or repeat. For more information about a section, reference the appropriate chapter of this guide.

Section #	Section Header	When Section Displays on Report	When Section Displays Multiple Times
1	Summary	Always	Never
2	Assignment Information	Always	Never
3	Subject Property	Always	Never
4	Site	Always	Never
5	Disaster Mitigation	When there are Disaster Mitigation Features	Never
6	Energy Efficient and Green Features	When there are known renewable energy components, building certifications, or efficiency ratings	Never
7	Sketch	Always	Never
8	Dwelling Exterior	Always	For properties with multiple dwellings, the section repeats for each dwelling.
9	Manufactured Home	When there is a manufactured home on the property - If the manufactured home is a dwelling, the section displays after the applicable Dwelling Exterior section. - If the manufactured home is an ADU, the section displays after the applicable Outbuilding section for the ADU.	For properties with multiple manufactured homes (dwellings or outbuildings), the section repeats for each manufactured home.
10	Unit Interior	- If the unit is in a dwelling, the section displays after the applicable Dwelling Exterior section. - If the unit is in an outbuilding, the section displays after the applicable Outbuilding section.	For properties with multiple units, or properties with ADU(s), the section repeats for each unit or ADU.
11	Functional Obsolescence	Always	Never
12	Outbuilding	When there is an outbuilding on the property	For properties with multiple outbuildings, the section repeats for each outbuilding.
13	Vehicle Storage	Always	Never
14	Subject Property Amenities	Always	Never
15	Overall Quality & Condition	Always	Never
16	Highest and Best Use	Always	Never
17	Market	Always	Never
18	Project Information	When the property is in a project (condominium, condop, cooperative) or in a PUD	Never
19	Subject Listing Information	Always	Never
20	Sales Contract	When there is an active sales contract	Never
21	Prior Sale and Transfer History	Always	Never
22	Sales Comparison Approach	When applicable Note: Although most appraisals include the Sales Comparison Approach, there are cases where this section would not be included.	Never
23	Rental Information	When applicable	Never
24	Income Approach	When applicable	Never
25	Cost Approach	When applicable	Never
26	Reconciliation	Always	Never
27	Revision History	When applicable	Never
28	Supplemental Information	When applicable	Never
29	Certifications and Scope of Work	Always	Never

Condition and Quality Rating Definitions may be appended at the end of the appraisal report so that users and readers of appraisal reports are able to understand the standardized ratings. These are available on the GSE websites in Condition and Quality Rating Definitions and in Appendix F-1: URAR Reference Guide in Appendix 2: Condition and Quality Rating Definitions.